TaxPlanCalcTax year 2026

New York Income Tax Calculator

2026 rules

Enter your pay to see your 2026 New York income tax next to federal tax and FICA, and what's left per paycheck.

Your numbers

New York City and Yonkers residents pay a local income tax on top.

Result

New York income tax$3,183

  1. Gross income$75,000
  2. Pre-tax deductions-$5,000
  3. Federal income tax-$6,570
  4. Social Security (6.2%)-$4,650
  5. Medicare (1.45%)-$1,088
  6. New York taxable income$62,000
  7. New York income tax-$3,183
  8. Take-home pay (yearly)$54,510
  9. Per biweekly paycheck$2,097
  10. Per month$4,542
  11. New York marginal rate5.40%
  12. New York effective rate4.55%
  13. Total tax as a share of gross20.7%

New York at a glance

Rates
New York taxes income at 9 rates from 3.90% to 10.90%.
Deductions
For 2026 you get a standard deduction of $8,000 single or $16,050 joint.
Local tax
New York City and Yonkers residents pay a local income tax on top.
Social Security
New York doesn't tax Social Security benefits.
Capital gains
New York taxes capital gains as ordinary income, at the same rates as wages, up to 10.90%.

New York has "tax benefit recapture": at high incomes the lower brackets are phased out, so more of your income is taxed at the top rate than this estimate shows.

New York tax brackets for 2026

Single (taxable income)
RateTaxable income
3.90%$0 – $8,500
4.40%$8,500 – $11,700
5.15%$11,700 – $13,900
5.40%$13,900 – $80,650
5.90%$80,650 – $215,400
6.85%$215,400 – $1,077,550
9.65%$1,077,550 – $5,000,000
10.30%$5,000,000 – $25,000,000
10.90%over $25,000,000
Married filing jointly
RateTaxable income
3.90%$0 – $17,150
4.40%$17,150 – $23,600
5.15%$23,600 – $27,900
5.40%$27,900 – $161,550
5.90%$161,550 – $323,200
6.85%$323,200 – $2,155,350
9.65%$2,155,350 – $5,000,000
10.30%$5,000,000 – $25,000,000
10.90%over $25,000,000

Questions

What is the New York income tax rate for 2026?

New York taxes income at 9 rates from 3.90% to 10.90%. For 2026 you get a standard deduction of $8,000 single or $16,050 joint.

Does New York tax Social Security?

No. New York doesn't tax Social Security benefits.

Are there local income taxes in New York?

New York City and Yonkers residents pay a local income tax on top. Enter your local rate in the calculator to include it.

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