Missouri 529 Tax Deduction Calculator

2026 rules

Enter your contribution to see how much Missouri lets you deduct and what it saves you this year.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

Missouri tax saved$235

Total contributed$5,000
Deductible this year$5,000
Missouri tax saved this year$235
Saved per $1,000 deducted$47.00

Rollovers from other 529 plans don't qualify.

Missouri at a glance

Benefit: Missouri lets you deduct up to $8,000 ($16,000 joint) of contributions to MOST, Missouri's 529 Education Plan each year.
Plans that count: MOST, Missouri's 529 Education Plan.
Good to know: Rollovers from other 529 plans don't qualify.

Questions

Is there a Missouri tax deduction for 529 contributions in 2026?

Missouri lets you deduct up to $8,000 ($16,000 joint) of contributions to MOST, Missouri's 529 Education Plan each year.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.

What happens to the Missouri deduction if I withdraw for something else?

A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Missouri can add back the deductions you took on the money you withdraw.