Texas 529 Tax Deduction Calculator
2026 rulesTexas has no income tax, so there's no state deduction for 529 contributions. Here's what that means for your contributions.
Your numbers
Result
Texas tax saved
- Total contributed$5,000
- Texas has no income tax, so there is no state deduction
Growth and qualified withdrawals are still free of federal tax.
Texas at a glance
- Benefit
- Texas has no income tax, so there's no state deduction for 529 contributions.
Questions
Is there a Texas tax deduction for 529 contributions in 2026?
Texas has no income tax, so there's no state deduction for 529 contributions.
What can 529 money pay for without tax?
College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.