California 529 Tax Deduction Calculator

2026 rules

California doesn't give a deduction or credit for 529 contributions. Here's what that means for your contributions.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

California tax saved$0

Total contributed$5,000
California gives no deduction or credit for 529 contributions

Growth and qualified withdrawals are still free of federal and California income tax.

California at a glance

Benefit: California doesn't give a deduction or credit for 529 contributions.

Questions

Is there a California tax deduction for 529 contributions in 2026?

California doesn't give a deduction or credit for 529 contributions.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.