Idaho 529 Tax Deduction Calculator
2026 rulesEnter your contribution to see how much Idaho lets you deduct and what it saves you this year.
Your numbers
Result
Idaho tax saved
- Total contributed$5,000
- Deductible this year$5,000
- Idaho tax saved this year$265
- Saved per $1,000 deducted$53.00
Idaho at a glance
- Benefit
- Idaho lets you deduct up to $6,000 ($12,000 joint) of contributions to IDeal Idaho College Savings Program each year.
- Plans that count
- IDeal Idaho College Savings Program.
Questions
Is there a Idaho tax deduction for 529 contributions in 2026?
Idaho lets you deduct up to $6,000 ($12,000 joint) of contributions to IDeal Idaho College Savings Program each year.
What can 529 money pay for without tax?
College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.
What happens to the Idaho deduction if I withdraw for something else?
A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Idaho can add back the deductions you took on the money you withdraw.