Louisiana 529 Tax Deduction Calculator

2026 rules

Enter your contribution to see how much Louisiana lets you deduct and what it saves you this year.

Your numbers

Filing status

Contribution per child this year

Children (beneficiaries) you contribute for

Household AGI

Result

Louisiana tax saved$144

Total contributed$5,000
Deductible this year$4,800
Carried forward to later years$200
Louisiana tax saved this year$144
Saved per $1,000 deducted$30.00

Louisiana at a glance

Benefit: Louisiana lets you deduct up to $2,400 per beneficiary ($4,800 joint) of contributions to START Saving Program each year.
Carryforward: Amounts over the limit carry forward to later years.
Plans that count: START Saving Program.

Questions

Is there a Louisiana tax deduction for 529 contributions in 2026?

Louisiana lets you deduct up to $2,400 per beneficiary ($4,800 joint) of contributions to START Saving Program each year.

What can 529 money pay for without tax?

College tuition, fees, books, and room and board for students enrolled at least half time; up to $20,000 a year of K-12 tuition and expenses from 2026; apprenticeship costs; and up to $10,000 of student loan payments over a lifetime. States can treat some of these differently.

What happens to the Louisiana deduction if I withdraw for something else?

A nonqualified withdrawal is taxed on its earnings, plus a 10% federal penalty, and Louisiana can add back the deductions you took on the money you withdraw.